The Federal Government’s National Emergency Relief and Stabilisation Intervention (NERSI) is giving selected poor and vulnerable households a one-time ₦50,000 grant to ease the high cost of living. It is a free grant (not a loan), paid in full with no deductions, through mobile wallets.
You cannot apply or register. Beneficiaries are chosen automatically from the National Social Register and verified national identity (NIN) records. Selection is based on need across all six geopolitical zones. No one can add your name for a fee.
How you will know if you qualify
Selected people receive an SMS from one of five approved providers: ALAT (Wema Bank), MoMo PSB, NairaGram, OPay or Moniepoint. The message confirms selection and gives a USSD code.
Example: “Relief! FGN has selected you to receive ₦50,000 under NERSI… Dial *945*23# to accept.”
You can also check yourself by dialling the provider’s code and choosing “Check eligibility.” A basic phone works—no smartphone or data needed.
READ ALSO: FG Begins Monthly ₦50,000 Cash Support For Vulnerable Nigerians
Official USSD codes
– ALAT: *945*23#
– MoMo PSB: *671*0#
– NairaGram: *726*00#
– OPay: *955*20# (or app)
– Moniepoint: *5573*27# (or app)
How to claim the money
1. Receive the official SMS or dial the code.
2. Follow the prompts and reply YES to give consent.
3. A wallet linked to your phone number and NIN opens.
4. ₦50,000 is credited and you get a confirmation SMS.
5. Withdraw at any POS agent, bank, or transfer via the same USSD/app. You can take all or part of it.
Stay safe
Genuine messages never ask for money, PIN, OTP, BVN or links. Never pay anyone. For help call the official NERSI line 0700-022-2222 or check fmhapr.gov.ng/nersi. Payments happen in phases, so patience is key if you have not been contacted yet.